How to Improve Your Credit Score Before Buying a Home If you're dreaming of homeownership but worried your credit score might hold you back—you’re not alone. As a mortgage lender, I work with a lot of homebuyers who ask me the same question: &
Jul 18, 2025 | Purchasing a Home Refinancing a Home Interest Rates Credit
A recent Bankrate survey shows that the idea of a “perfect” mortgage rate depends on your age group. From Baby Boomers to Gen Z, opinions vary widely—and that’s affecting today’s housing market. Gen X and Boomers: Comfortable
Jun 26, 2025 | Interest Rates
Is Now the Right Time to Buy a Home? Buying a home today can feel uncertain. On one hand, finding the right property is exciting. On the other, high interest rates can make you second-guess your timing. So, should you buy now or wait? The answer depends o
Jun 03, 2025 | Interest Rates
If you’ve been waiting for mortgage rates to drop, 2025 may not bring the relief you’re hoping for. Did you know that over $9.2 trillion in U.S. debt is set to mature in 2025? This unprecedented 'maturity wall' could significantly impact mortg
May 21, 2025 | Interest Rates Economy
Buying a home may feel harder right now because of rising mortgage rates. But the truth is, with the right plan, you can still make it happen. Here are five practical steps that can help you purchase a home while keeping your costs down. 1. Consider Fixer
Apr 22, 2025 | Interest Rates
Embracing Adjustable-Rate Mortgages in a Fluctuating Interest Rate Environment In today’s market, where interest rates can shift unpredictably, achieving homeownership through conventional fixed-rate mortgages might feel out of reach for many. Howev
Sep 03, 2024 | Purchasing a Home Interest Rates