Trigger Leads Are (Almost) Banned: What Homebuyers Need to Know 🚨 July 2025 Update: The U.S. House and Senate have officially passed the Homebuyers Privacy Protection Act, a bipartisan bill that will ban the abusive sale of trigger leads by credit bureaus
Jul 23, 2025 | Purchasing a Home Credit
The real estate market is changing. One of the biggest updates is a noticeable increase in the number of homes for sale. This shift could benefit buyers, as more options mean less pressure and more chances to find the right home. What’s Affecting Af
Jul 22, 2025 | Purchasing a Home
How to Improve Your Credit Score Before Buying a Home If you're dreaming of homeownership but worried your credit score might hold you back—you’re not alone. As a mortgage lender, I work with a lot of homebuyers who ask me the same question: &
Jul 18, 2025 | Purchasing a Home Refinancing a Home Interest Rates Credit
If you've ever checked your credit score on Credit Karma, your bank app, or a credit card statement—only to later find out your mortgage lender sees something completely different—you’re not alone. It’s a common source of confusion
Jul 17, 2025 | Purchasing a Home Credit
Taking on a home improvement project yourself can be rewarding—and it may even save you money. But not all DIY efforts increase your home's value. Some may do the opposite. If you're planning to make updates before selling or refinancing, it's impor
Jul 17, 2025 | Purchasing a Home
When buying a home as a primary residence, many borrowers find themselves comparing FHA loans and conventional loans. Both offer low down payments, competitive rates, and flexible underwriting—but there are key differences that can impact your month
Jul 16, 2025 | Purchasing a Home FHA Conventional
