Nate Owens

Loan Officer

NMLS# 2535370

Nate Owens Loan Officer

Blog

Use a VA Energy Efficient Mortgage for Home Improvements

Use a VA Energy Efficient Mortgage for Home Improvements

The VA Energy Efficient Mortgage (EEM) program helps veterans and service members finance energy-saving home improvements as part of their VA home loan. This program allows you to include the cost of energy-efficient upgrades in your mortgage, making it e

Dec 11, 2025 | VA Loans

Starter Home vs. Forever Home: Making the Right Choice

Starter Home vs. Forever Home: Making the Right Choice

Choosing between a starter home and a forever home represents one of the most significant financial decisions you'll make. Each option offers distinct advantages and challenges that affect your immediate budget, long-term wealth building, and lifestyle fl

Dec 09, 2025 | Purchasing a Home

Inheriting Property with Siblings

Inheriting Property with Siblings

Inheriting a home with siblings creates both emotional and financial challenges. The property represents family memories while simultaneously requiring practical decisions about ownership, expenses, and future use. Understanding your options and approachi

Dec 04, 2025 | Purchasing a Home

Buying a Property with Existing Tenants

Buying a Property with Existing Tenants

It's thrilling to purchase a home, and it becomes even more fascinating when renters are included in the agreement! Buying a home that is already occupied by tenants can result in immediate rental revenue, but it also entails acquiring established tenant

Dec 02, 2025 | Purchasing a Home

Why Waiting for 20% Down Can Cost You More as a Homebuyer

Why Waiting for 20% Down Can Cost You More as a Homebuyer

Stop Waiting for 20% Down: Why PMI Can Help You Buy a Home Sooner One of the most common myths I hear from first-time homebuyers is this: “We’re going to wait until we have 20% down before we buy a house.” On paper, it sounds responsible

Nov 26, 2025 | Purchasing a Home FHA Conventional Moving Down Payment

Wishing you a Happy Thanksgiving!

Wishing you a Happy Thanksgiving!

As we gather with family and friends this Thanksgiving, we're taking a moment to reflect on what we're most grateful for—and that includes you. From all of us at Resolute Lending powered by IMB, thank you for trusting us with your home financing nee

Nov 26, 2025 |