What Happened Today? The Federal Reserve announced a 0.25% rate cut in today’s FOMC meeting. That might sound like great news for mortgage rates… but don’t be too quick to celebrate. Despite the headlines, mortgage rates actually worsen
Sep 17, 2025 | Interest Rates Economy
Is your current mortgage rate still working for you? If you're paying more than necessary, now might be a good time to consider refinancing. Even a small drop in your interest rate can make a noticeable difference in your monthly payments — and your
Sep 16, 2025 | Interest Rates
How a Temporary Rate Buydown Works (3/2/1, 2/1, 1/1, & 1/0 Options) In today’s higher-rate environment, a temporary rate buydown is a powerful strategy to make your mortgage payments more affordable in the early years—especially when a sel
Aug 09, 2025 | Purchasing a Home Interest Rates VA Loans FHA Conventional
How to Improve Your Credit Score Before Buying a Home If you're dreaming of homeownership but worried your credit score might hold you back—you’re not alone. As a mortgage lender, I work with a lot of homebuyers who ask me the same question: &
Jul 18, 2025 | Purchasing a Home Refinancing a Home Interest Rates Credit
A recent Bankrate survey shows that the idea of a “perfect” mortgage rate depends on your age group. From Baby Boomers to Gen Z, opinions vary widely—and that’s affecting today’s housing market. Gen X and Boomers: Comfortable
Jun 26, 2025 | Interest Rates
Is Now the Right Time to Buy a Home? Buying a home today can feel uncertain. On one hand, finding the right property is exciting. On the other, high interest rates can make you second-guess your timing. So, should you buy now or wait? The answer depends o
Jun 03, 2025 | Interest Rates