Kelly Shea

Loan Officer

NMLS# 997058

Kelly Shea Loan Officer

Terms and Conditions

Effective Date: September 19th, 2025

These Terms & Conditions (“Terms”) govern your access to and use of the website operated by Resolute Lending, LLC (an authorized trade name of Independent Mortgage Brokers, LLC), including any tools, content, and services made available through www.resolutelending.com (“Site”). By using the Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Site.

1. Use of the Website

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

2. Licensing & Geographic Limitations

Resolute Lending, LLC is an authorized trade name of Independent Mortgage Brokers, LLC (NMLS #2191655). Visit our licensing page for a list of state licenses we are approved to originate in.  Products, services, and disclosures may vary by state, and availability is subject to applicable law. Nothing on the Site constitutes an offer to lend in any jurisdiction where such offer would be prohibited.

3. Loan Applications & Accuracy of Information

When you submit a loan application or any related materials, you represent and warrant that all information is true, accurate, and complete to the best of your knowledge. You agree to promptly update information as requested. We may suspend or decline an application if information appears false, misleading, incomplete, or fraudulent.

4. Third-Party Content & Links

The Site may include links to third-party websites or services (e.g., educational resources, calculators, or licensing verification tools). These links are provided for convenience only. We do not control, endorse, or assume responsibility for third-party sites, content, products, or services, and your use of them is at your own risk.

5. No Financial or Legal Advice

Content on the Site is provided for general informational purposes only and does not constitute financial, legal, or tax advice. You should consult qualified professionals regarding your specific circumstances.

6. Intellectual Property

All content and materials on the Site—including text, graphics, logos, icons, images, and software—are owned by or licensed to us and are protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from Site content without our prior written consent.

7. Limitation of Liability

To the fullest extent permitted by law, Resolute Lending, LLC, Independent Mortgage Brokers, LLC.

Resolute Lending SMS Program

Effective Date: September 19th, 2025

These SMS Terms & Conditions ("Terms") govern your participation in Resolute Lending's messaging program, which delivers customer care updates and account-related notifications via SMS.

1. Program Description

By opting into Resolute Lending's SMS service, you agree to receive messages related to:

This service is transactional and informational in nature. No marketing or promotional content will be sent unless you separately consent.

2. Message Frequency

Message frequency may vary depending on your interactions and account activity. Typical usage is low volume.

3. Cost

Standard message and data rates may apply based on your mobile carrier plan. Resolute Lending is not responsible for these charges.

4. Opt-Out Instructions

You may cancel SMS messages at any time by replying STOP. Upon receipt, we will send a confirmation and cease all further SMS communications unless you re-enroll.

5. Support & Help

For assistance, reply HELP to any message or contact us via:

6. Privacy and Data Use

Your use of the SMS service is also subject to our Privacy Policy, which describes how we collect, use, and protect your personal data.

Note: We do not share or sell your SMS consent or mobile number with third parties for their promotional use.

7. Modifications

We may modify these Terms at any time. Continued participation in the SMS program constitutes your acceptance of any changes. Updated terms will be posted on our website.

8. Eligibility

You must be 18 years or older and the authorized user of the mobile number you provide to enroll in our SMS services.