Kelly Shea

Loan Officer

NMLS# 997058

Kelly Shea Loan Officer

Blog

Inheriting Property with Siblings

Inheriting Property with Siblings

Inheriting a home with siblings creates both emotional and financial challenges. The property represents family memories while simultaneously requiring practical decisions about ownership, expenses, and future use. Understanding your options and approachi

Dec 04, 2025 | Purchasing a Home

Buying a Property with Existing Tenants

Buying a Property with Existing Tenants

It's thrilling to purchase a home, and it becomes even more fascinating when renters are included in the agreement! Buying a home that is already occupied by tenants can result in immediate rental revenue, but it also entails acquiring established tenant

Dec 02, 2025 | Purchasing a Home

Why Waiting for 20% Down Can Cost You More as a Homebuyer

Why Waiting for 20% Down Can Cost You More as a Homebuyer

Stop Waiting for 20% Down: Why PMI Can Help You Buy a Home Sooner One of the most common myths I hear from first-time homebuyers is this: “We’re going to wait until we have 20% down before we buy a house.” On paper, it sounds responsible

Nov 26, 2025 | Purchasing a Home FHA Conventional Moving Down Payment

Wishing you a Happy Thanksgiving!

Wishing you a Happy Thanksgiving!

As we gather with family and friends this Thanksgiving, we're taking a moment to reflect on what we're most grateful for—and that includes you. From all of us at Resolute Lending powered by IMB, thank you for trusting us with your home financing nee

Nov 26, 2025 |

VA Housing Grants for Disabled Veterans: Adapting Homes for Independence

VA Housing Grants for Disabled Veterans: Adapting Homes for Independence

The Department of Veterans Affairs offers several grant programs that help disabled veterans modify their homes for accessibility and independent living. These grants provide substantial financial assistance without requiring repayment, making home modifi

Nov 25, 2025 | VA Loans

Understanding Mortgage Liens and Property Encumbrances

Understanding Mortgage Liens and Property Encumbrances

Property ownership involves more than just holding a deed. Liens and encumbrances represent legal claims or restrictions affecting your property rights. Understanding these concepts protects your investment and prevents complications when selling, refinan

Nov 20, 2025 | Purchasing a Home