If your home is struggling to stay warm and your energy bills keep climbing, it might be time to consider an upgrade. For many homeowners, a cash-out refinance is one way to fund energy-efficient improvements without turning to credit cards or personal lo
Aug 21, 2025 | Refinancing a Home
Force-placed insurance, also called lender-placed insurance, is a type of property insurance that your mortgage lender can add to your loan if your own coverage lapses. It’s typically more expensive and less comprehensive than a standard homeowners
Aug 19, 2025 | Purchasing a Home
Buying a vacation home can be both a personal retreat and a financial investment. Here are six important steps to help ensure your decision supports your lifestyle and long-term goals. 1. Choose the Right Location Your vacation home should offer both rela
Aug 14, 2025 | Purchasing a Home
Deciding whether to rent or buy a home is more than a personal preference—it’s a financial decision that can affect your long-term stability and future wealth. Let’s break down the key factors that can help you decide what works best for
Aug 12, 2025 | Purchasing a Home
If you’ve ever fallen in love with a new home before selling your current one, you know the challenge: How do you buy your next home without the stress of selling first? Traditionally, homeowners had two main options: Make a contingent offer (
Aug 12, 2025 | Purchasing a Home Moving
How a Temporary Rate Buydown Works (3/2/1, 2/1, 1/1, & 1/0 Options) In today’s higher-rate environment, a temporary rate buydown is a powerful strategy to make your mortgage payments more affordable in the early years—especially when a sel
Aug 09, 2025 | Purchasing a Home Interest Rates VA Loans FHA Conventional
