How to Improve Your Credit Score Before Buying a Home If you're dreaming of homeownership but worried your credit score might hold you back—you’re not alone. As a mortgage lender, I work with a lot of homebuyers who ask me the same question: &
Jul 18, 2025 | Purchasing a Home Refinancing a Home Interest Rates Credit
If you've ever checked your credit score on Credit Karma, your bank app, or a credit card statement—only to later find out your mortgage lender sees something completely different—you’re not alone. It’s a common source of confusion
Jul 17, 2025 | Purchasing a Home Credit
Taking on a home improvement project yourself can be rewarding—and it may even save you money. But not all DIY efforts increase your home's value. Some may do the opposite. If you're planning to make updates before selling or refinancing, it's impor
Jul 17, 2025 | Purchasing a Home
When buying a home as a primary residence, many borrowers find themselves comparing FHA loans and conventional loans. Both offer low down payments, competitive rates, and flexible underwriting—but there are key differences that can impact your month
Jul 16, 2025 | Purchasing a Home FHA Conventional
Thinking about buying a vacation home? Whether it’s a beach condo or a quiet cabin in the mountains, owning a second property can offer both personal enjoyment and long-term value. But before you buy, it’s important to understand the financial
Jul 15, 2025 | Purchasing a Home
Thinking about buying a rental property? The cap rate is a very important tool for measuring potential income and risk. What Is Cap Rate?Cap rate (capitalization rate) is a percentage that shows how much annual income a property generates compared to its
Jul 10, 2025 | Purchasing a Home
